GovOSAfrica
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Loans and national credit records

Understand verified credit summaries, repayment history, affordability estimates, and borrower data rights.

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Step-by-step guides

Open a task to see what to do, what you need, and where it is handled.

Borrower transparency

Credit intelligence is designed for inclusion, consumer protection, and responsible lending.

Before you start

Prepare the basic information below before starting or tracking this service. Requirements can change by ministry, case type, or review stage.

  • National ID
  • Consent setting
  • Loan account reference
  • Proof for disputes